Proper Endorsements Equal Speedy Deposits
Depositing your checks via our mobile app is so convenient, but you still need to safeguard the actual paper check. When you’re endorsing the back, be sure to always write “For HVFCU Mobile Deposit Only”, your member account number, and your account ID under your signature for two reasons:
- It helps prevent the check from being negotiated in person if it should happen to fall into someone else’s hands.
- It complies with regulatory requirements for electronic deposits.
If your image doesn’t have that phrase, it could delay the crediting of your funds. Get in the habit now to ensure speedier deposits – always put “For HVFCU Mobile Deposit Only”, your member account number, and your account ID under your signature on the checks you deposit via our mobile app. And if the check you’re depositing already has a phrase and checkbox “For Mobile Deposit only,” just check the box and write HVFCU above that. Thanks for properly endorsing your mobile-deposited checks!