Ready for something new? Purchase or refinance your vehicle and delay your first payment for 90 days1
. Plus, enjoy rates as low as 2.74%2
. We offer terms up to 7 years on new and used vehicles and financing up to 125% of LTV (total loan-to-value)3
Conveniently apply online
, in any branch, by phone (845.463.3011), or right at the dealer
Looking for more great ways to save? Hudson Valley Federal Credit Union Insurance Services can help4
. Simply click
or call 845.463.5646 today for a complimentary review.
1 This offer is not guaranteed if you do not meet our credit criteria and if your account is not in good standing. HVFCU vehicle refinances, vintage vehicles, and leases are not eligible for the offer. Finance charges will continue to accrue and will be included in the first regularly scheduled payment, which will begin 90 days following loan closing. Offer may be withdrawn at any time.
2 Rates for this product are as low as stated. Rate is based on an evaluation of applicant credit. Rate is also based on the selected term, vehicle model year, mileage, and loan to value for vehicle loans. Total amount financed, term, and use of either MSRP or Factory Invoice for new vehicle values is based on an evaluation of applicant credit. Values are determined from either MSRP or Factory Invoice for new vehicles and NADA book values for used vehicles. Your rate and total amount financed may vary from the stated rate and maximum financing. The stated rate is discounted by .25% and includes a requirement that loan payments are automatically transferred from your savings, checking, or Tiered Money Market account for the life of the loan. The monthly payment is not decreased as a result of this discounted rate.
3 As an example, an 84-month new auto loan with a fixed rate of 6.14% APR would result in a payment of $14.68 for each $1,000 financed.
4Insurance Products: Are not NCUA /NCUSIF insured | Are not obligations of HVFCU | Are not guaranteed by HVFCU