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Business Membership with a Personal Touch

Businesses located in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties that have an HVCU business account are eligible to apply for business loans. Eligible businesses include: Sole Proprietorship/DBA (Doing Business As), Corporation, Subchapter “S” Corporation, Limited Liability Company (LLC), Partnership, and Limited Liability Partnership (LLP). Businesses are also required to be in operation for more than two years.
 
We are member-owned, and therefore, exist to serve the financial needs of our members. There are no stockholders who profit. Everything we do is reinvested in our membership.

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Membership Overview

To establish membership, stop into any branch. Once you join, you’ll discover what thousands of other members already know—that HVCU membership offers the most affordable options to help you save, borrow, and manage your finances.

Membership is established by opening a primary business savings account with as little as $5.

Member Rewards Program

All business members enjoy standard benefits, like free Internet Banking, Mobile Banking, Bill Pay, eStatements, Financial Services consultations,insurance checkups, and more. But those members who have an HVCU a Business Value Checking Account and Business Visa® Debit Card truly maximize their membership benefits.1

 

Members who have an HVCU Business Value Checking Account with Visa Debit Card receive:

  • First 250 Check Items Free
  • Night Deposit Boxes At All Branches
  • Bill Pay Available
  • Overdraft Line of Credit Available
  • Free HVCU ATM transactions, 15 free non-HVCU network ATM transactions a month
  • Visa Alerts
  • Mobile Wallet Services
  • HVFCU Rewards!

Useful Resources

Stay up-to-date with the latest product and promotional news, and learn about special events like seminars, defensive driving classes, and more.

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