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Business Membership with a Personal Touch

Businesses eligible for an HVFCU membership include: businesses located in Dutchess, Ulster, Orange, or Putnam counties; businesses located outside of our field of membership yet conduct a majority of their business within our field of membership; and businesses located outside of our field of membership whose owners, partners, shareholders, etc. are individually eligible for membership.

We are member-owned, and therefore, exist to serve the financial needs of our members. There are no stockholders who profit. Everything we do is reinvested in our membership.

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Membership Overview

To establish membership, stop into any branch. Once you join, you’ll discover what thousands of other members already know—that HVFCU membership offers the most affordable options to help you save, borrow, and manage your finances.

Membership is established by opening a primary business savings account with as little as $5.

Member Rewards Program

All business members enjoy standard benefits, like free Internet Banking, Mobile Banking, Bill Pay, eStatements, Financial Services consultations,insurance checkups, and more. But those members who have an HVFCU Business Value Checking Account and Business Visa® Debit Card truly maximize their membership benefits.


Members who have an HVFCU Business Value Checking Account with Visa Debit Card receive:

  • First 250 Check Items Free
  • Night Deposit Boxes At All Branches
  • Bill Pay Available
  • Overdraft Line of Credit Available
  • Free HVFCU ATM transactions, 15 free non-HVFCU network ATM transactions a month1
  • Visa Alerts
  • Mobile Wallet Services
  • HVFCU Rewards!

Useful Resources

Stay up-to-date with the latest product and promotional news, and learn about special events like seminars, defensive driving classes, and more.

News & Events

1 ATM owner may assess a surcharge.