skip to main content
Mobile Search - How can we help you?

Personal Savings Account Rates

Jumbo Certificate Accounts and Jumbo IRA Certificate Accounts are available for amounts of $50,000 or more. Jumbo Certificate Accounts and Jumbo IRA Certificate Accounts with a minimum balance of $50,000 or more earn the stated APYs below plus .05%. Jumbo Certificate Accounts and Jumbo IRA Certificate Accounts with a minimum balance of $100,000 or more earn the stated APY plus .10%.

You can open savings, checking, tiered money market, and certificate accounts online via transfer from an account at another financial institution or an existing HVFCU savings or checking account.

Savings & Checking

Savings Accounts

Account APY Dividend Rate Minimum to Open
Savings 1 0.10% 2 3 0.10% $5

College Savings

Account APY Dividend Rate Minimum to Open
College Savings 0.10% 2 3 0.10% $5

Mortgage Savings

Account APY Dividend Rate Minimum to Open
Mortgage Savings 0.10% 2 3 0.10% $100

Holiday Club Accounts

Account APY Dividend Rate Minimum to Open
Holiday Club 4 0.10% 2 3 0.10% $5

Checking Accounts

Account APY Dividend Rate Minimum to Open
Checking, Teen Checking, & HSA Checking Accounts 0.05% 2 3 0.05% $5

PaySmart Accounts

Account APY Dividend Rate Minimum to Open
PaySmart na 2 3 0% $25
Rates are accurate as of 07/18/2019 and are subject to change without notice. APY = Annual Percentage Yield
Tiered Money Market

Tiered Money Market Accounts

Account APY Dividend Rate Minimum to Open
Regular 0.11% 2 3 0.11% $1,000 5
Preferred 0.25% 2 3 0.25% $20,000 5
Peak 0.35% 2 3 0.34% $50,000 5
Peak Plus 0.35% 2 3 0.34% $250,000 5
Rates are accurate as of 07/18/2019 and are subject to change without notice. APY = Annual Percentage Yield
Certificate Accounts & IRAs

Certificate Accounts & IRA Certificate Accounts

Account APY Dividend Rate Minimum to Open
3 Months 0.25% 2 3 0.25% $500
6 Months 0.85% 2 3 0.84% $500
12 months 1.50% 2 3 1.48% $500
24 Months 1.75% 2 3 1.73% $500
36 Months 1.75% 2 3 1.73% $500
48 Months 1.80% 2 3 1.78% $500
60 months 2.05% 2 3 2.02% $500

Flex Certificate Accounts & Flex IRA Certificate Accounts

Account APY Dividend Rate Minimum to Open
12-Month Flex 2.38% 3 6 2.35% $750

Save Smart Certificate Accounts

Account APY Dividend Rate Minimum to Open
8-Month 0.85% 2 3 0.84% $250

IRA Savings

Account APY Dividend Rate Minimum to Open
Traditional, Roth, & Coverdell Education Savings 0.10% 2 3 0.10% $5
Rates are accurate as of 07/18/2019 and are subject to change without notice. APY = Annual Percentage Yield

Top