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Home Finance Center

Whether you found your dream home, would like to refinance an existing mortgage, or just need to tap into your home's equity, look no further than HVFCU. We can help you through all the important steps of determining which option best fits your needs.

 

Mortgages

Mortgages

If you are looking to purchase a home or need
to refinance, we have mortgage options
that are right for you.

Apply/Pre-approval

View Today's Rates

Custom Rate Quote  Loan Consultant Tool

Explore Mortgages

Home Equities

Home Equities

Home equity financing can help pay for home
renovations, education expenses, a
daughter’s wedding, or a new business.

APPLY NOW

View Today's Rates

Custom Rate Quote  Loan Consultant Tool

Explore Home Equity

  • Conventional Fixed Rate
  • Jumbo Fixed Rate
  • Residential Investment Property
  • Second Home
  • Land
  • ARMs
  • Jumbo ARMs
  • Construction
  • SONYMA Low Interest Rate
  • SONYMA Achieving the Dream
  • FHA Loans
  • VA Loans
  • Rural Housing Loans
  • Down Payment Assistance Program: First Home Club
Variable Rate
mortgages

Meet Our Mortgage Loan Officers

Our Mortgage Loan Officers can help you compare your options and complete your application online, over the phone, or in person. They can also assist with gathering the required documentation you need to process your application.

 

Select a Mortgage Loan Officer

 
Personal Hero

1 Eligibility and total amount financed for home equity loans and interest only home equity lines of credit are based on an evaluation of applicant credit, appraised value, and existing liens (LTV). The maximum loan amount for 100% LTV is $100,000 and the maximum loan amount for 90% LTV is $250,000.
2 As an example, a 180-month term and an 80% total loan-to-value for a home equity loan with a fixed rate of 5.25% APR would result in an estimated payment of $8.04 for each $1,000 financed.
3 As an example, a $30,000 180-month solar panel loan with a fixed rate of 6.50% APR would result in a payment of $261.33.
4 The variable rate is subject to increase. Maximum annual percentage rate is 18%.
5 Closing costs associated with this product are waived, provided loan is under $150,000 and is maintained for a minimum of three years. HVFCU will pay for property appraisal, credit report, flood certification, attorney fee, mortgage tax, recording fee, and title search. Borrower is responsible for both homeowners and flood insurance. Borrower is responsible for title insurance fees for home equity loans and lines of credit over $150,000. View full APR and disclosure information.

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