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Defensive Driving Classes

Defensive Driving Classes

New York State law allows drivers to save 10% on their auto insurance collision and liability premium and reduce up to four points off of their driving record by completing the Point/Insurance Reduction Program (aka the defensive driving class). This discount applies to your policy for three years upon your course completion.

Online Classes

Hudson Valley Federal Credit Union Insurance Services has partnered with the National Safety Council to offer an online defensive driving class at a discounted rate of $25. The benefit of the online class is that you take it at a time that is most convenient for you.

In Person Classes

Hudson Valley Federal Credit Union Insurance Services also offers several classroom defensive driving courses during the year in convenient locations in Dutchess, Ulster, Orange and Putnam counties. When available, registration for these classes can be found in the News & Events area on the homepage of our website.

Get Started

Take the Online Class

VIN Etch Events

Hudson Valley Federal Credit Union Insurance Services and Safelite AutoGlass partner throughout the year to offer members free VIN etching events.

VIN etching is a powerful theft deterrent that takes only minutes to perform, but can save you thousands of dollars. According to the National Insurance Crime Bureau, "Etching the vehicle identification number onto the window of a car discourages thieves from taking the vehicle." Your car’s vehicle identification number (VIN) is acid-etched into the corner of the glass on your vehicle, thus preventing a thief from altering the number in any way.

Trained auto glass professionals perform the VIN etching by applying a mild acid gel to the windshield and windows. While the gel requires care during the application process, it is safe when dry on vehicle windows.

When available, registration for VIN etch events can be found in the Events area on the homepage of our website.

VIN Etch Events

Insurance products: Are not NCUA/NCUSIF insured | Are not obligations of HVFCU | Are not guaranteed by HVFCU