The following disclosures explain the terms and conditions associated with your HVFCU accounts. You received these agreements upon opening your accounts with the credit union, but for your easy reference we have provided current copies here in PDF format.
Truth in Savings Disclosure & Account Agreement
Electronic Fund Transfers Disclosure & Agreement
Credit Card Disclosures & Pricing Information
Disclosures & Pricing for Cards Currently Issued
Disclosures & Pricing for Cards No Longer Issued
Business Account Agreement