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Fee Schedule

Revised 1/2018

Account Services

Item Fee
ATM card replacement $5.00
Blank checks (per item over 4) $1.00
Bond coupon redemption CU cost + $10.00
Check cashing - Set up: one-time / $1.00
- Government and printed payroll: 1.5% of amount
- All other checks: 2.15% of amount
Check printing - Checking, standard design, 120 checks (custom checks available at a higher cost): $20.90
- HSA, standard design, 25 checks: CU cost
Closing accounts within 90 days of opening $20.00
Copy of statement (per item over 25 per year) $4.00
Copy of deposited or paid check (per item over 25 per year) $4.00
Computer printout of account activity $3.00
CU Official Check, payable to 3rd party $7.00
Dormant account monthly / $8.00
Guaranteed check $5.00
Inactive account $5.00
Item sent for collection CU cost + $15.00
Legal processing (including, but not limited to child support, court restraints, tax levies) per item / $100.00
Legal / photocopying per item / $1.00
Legal research per hour / $30.00
Tiered money market account, monthly fee if daily balance falls below $1,000 $10.00
Network ATM transaction using ATM card (each occurrence over 8 per month) $2.00
Overdrawn account (debit card) $30.00
Overdraft from savings (per item) $5.00
Privilege Pay item $32.00
Protest HVFCU check $10.00
Protest non-HVFCU check CU Cost
Research or checking account balancing per hour / $20.00
Returned item - ACH / check (drawn off HVFCU): $32.00
- ACH origination: $32.00
- Deposited / cashed check: $12.00
Returned mail item $2.00
Satisfaction of lien (replacement copy) $5.00
Stop payment on a check or ACH debit $30.00

Debit Card Services

Item Fee
Card replacement $5.00
Foreign transaction fee exchange rate + 1% of transaction
Network ATM transaction using Visa Debit Card (each occurrence over 15 per month) $2.00

Bill Pay Services

Item Fee
Branch Bill Pay - Standard payments: $1.50, 2-3 days to process
- Next day payments: $2.50
- Same day payments: $4.50, as available
Non-sufficient funds (NSF) ACH debit $55.00
Non-sufficient funds (NSF) laser drafts $32.00
Overnight payment $20.00
Stop payment $55.00

Credit Card Services

Item Fee
Cash advance 2% of advance amount
Card replacement $5.00
Copy of statement (per item over 25) $4.00
Foreign transaction fee exchange rate + 1% of transaction (1% fee waived for Visa Signature Card)
Late payment up to $29.00
Photocopy of purchase receipt $2.00
Returned convenience check (NSF) $32.00
Visa Signature credit card annual fee (waived for first year) $49.00

Debit Card Services

Item Fee
Card replacement $5.00
Foreign transaction fee exchange rate + 1% of transaction
Network ATM transaction using Visa Debit Card (each occurrence over 15 per month) $2.00

Visa Gift Card Services

Item Fee
Card purchase $4.00
Inactive card $2.99

Funds Transfer

Item Fee
Western Union Quick Cash - Domestic: CU cost
- International up to $500: CU cost + $10.00
- International $500.01+: CU cost + 2% of principal
Wire transfer to another financial institution - Domestic: $25.00
- International: $40.00
Wire transfer from another financial institution $10.00

Other

Item Fee
Expedited Delivery - FedEx or UPS delivery by 10:30 am or 3 pm next day: CU cost
- US Postal Service Express Mail - delivery schedule based on zip code: CU cost
IRA transfer to another financial institution $30.00
Money Order $4.00
Personal Assistance Loan application fee $20.00
Traveler's checks per $100.00 / $1.00
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