If Combine the power of market investing with the safety of a certificate account. With just a minimum of $750, our 12-month Flex Certificate allows you to save for your goals – whether short or long-term. You can even diversify your retirement portfolio with an IRA Flex Certificate. Plus, your accounts are federally insured by the National Credit Union Administration NCUA up to $250,000.
The variable Annual Percentage Yield (APY) on a Flex Certificate is tied to the 3-month Treasury Bill1
, with an additional .25%. The current Flex Certificate dividend rate is 2.67%
with a 2.71% APY1
Get the rate and the account that stays competitive. Open a 12-month Flex Certificate today:
1APY=Annual Percentage Yield. Above is the variable Dividend Rate and variable APY for Flex Certificate Accounts and IRA Flex Certificate Accounts. The variable Dividend Rate and APY are effective 1/1/19 through 3/31/19. The minimum to open a 12-month term Flex Certificate Account or IRA Flex Certificate Account and earn the stated APY is $750. The APY is determined by adding .25% to the 3-month Treasury Bill auction investment rate on the last Thursday of each quarter. The dividend rate is subsequently calculated based on the indexed APY. Rate is subject to change after account opening. Fees or other conditions could reduce earnings on the account. Substantial penalty imposed for early withdrawal. IRA and Jumbo Flex Certificate Accounts earn the same Dividend Rate and APY as regular Flex Certificate Accounts. For all accounts, dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. All accounts are subject to the applicable terms and conditions set forth in the Truth in Savings Disclosure and Account Agreement, Disclosure and Account Agreement for Certificates and IRA Certificates, the Fee Schedule, and any agreement to which the Truth in Savings Disclosure and Account Agreement references.
- If you are an Internet Banking or Mobile Banking user, the easiest way to open an account online is by logging into either of those services. Within Internet Banking, click the New Account/Loan menu at the top of the page. Mobile Banking users can clik the Apply for Account/Loan link under the More menu.
- If you are not an Internet Banking or Mobile Banking user, you can still open your account online.
- If you have a maturing certificate, you can use our Certificate Account Instructions Form to reinvest in a Flex Certificate
- Stop into any branch
- Call us at 845.463.3011