Business Accounts


We’re committed to meeting the evolving needs of your business.

There is no one better to handle your daily business needs than HVFCU. Our staff can provide you with solutions for your business that will save you time and money, such as business checking accounts, business savings, Health Savings Accounts, and more.

Email us or stop into any of our branches for assistance.

Featured Rates

Business Savings .10%
Annual Percentage Yield
Enhanced Business Checking .50%
Annual Percentage Yield

You work hard to make your business the best it can be. We make it simple for you to save for your future business expenses. Many of our accounts offer the same great dividend rates our individual members receive, and the low opening balances on our accounts make it easy to get started.

Business Money Market Accounts

  • $1,000 minimum opening amount
  • Pays dividends from day of deposit to day of withdrawal

Business Savings

  • Opening balance requirement and low minimum of $5
  • Pays dividends from day of deposit to day of withdrawal

Certificate Accounts

  • Fixed-Rate Certificate Accounts
    • Low minimum opening amount of $500
      • Short or long-term
    • Jumbo certificates available for higher amounts
      • Terms starting at 3 months
  • Variable-Rate Certificate Account
    • Low minimum opening amount of $750
    • Variable APY equal to 3-month T-bill auction rate + .25%
      • 12-month term

Required documentation when opening the accounts above, as applicable: Assumed Name Certificate (Business Certficate/DBA), Partnership Agreement or Assumed Name Certificate (Partnership Certificate/DBA), or a Tax Filing Receipt from State of Incorporation.

Account Forms & Agreements


If your business is located in Dutchess, Ulster, Orange, or Putnam counties you are eligible to open a business accounts. If you are a sole proprietors who lives, works, worships, or attends school in Dutchess, Ulster, Orange, or Putnam counties, you can also open a business account, even if your business is located outside of this four-county area. Eligible businesses include: Sole Proprietorship/DBA (Doing Business As), Corporation, Subchapter “S” Corporation, Limited Liability Company (LLC), Partnership, and Limited Liability Partnership (LLP).

© 2015 Hudson Valley Federal Credit Union

PO Box 1071, Poughkeepsie, NY 12602-1071
ph: 845.463.3011 / 800.468.3011

Routing Number : 221979363
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