Business Credit Card Disclosures

Business Visa Platinum Credit Card Account Opening Disclosure

Interest Rate and Interest Charges Business Visa Point Rewards Platinum
Annual Percentage Rate (APR) for Purchases 14.25%
This APR will vary with the market based on the Prime Rate
APR for Balance Transfers 14.25%
This APR will vary with the market based on the Prime Rate.
APR for Cash Advances 14.25%
This APR will vary with the market based on the Prime Rate.
Penalty APR and When It Applies None
Paying Interest Your due date is at least 25 days from the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Fees
Annual Fees None
Transaction Fees
- Balance Transfer
- Cash Advance
None
None
Penalty Fees
- Late Payment
$35.00

How We Will Calculate Your Balance. We use a method called “average daily balance” (including purchases, cash advances and balance transfers).

This information is accurate as of February 1, 2013 and is subject to change after this date. Call 845.463.3011 or go to hvfcu.org for current rates.

By activating your Business Visa Platinum credit card you acknowledge agreement to the rates, terms and conditions associated with the Business Visa Platinum Agreement and Disclosure located at hvfcu.org. Your new credit card has a variable rate. Additional rate information is as follows:

MONTHLY PERIODIC RATE FOR APR SHOWN ABOVE Margin
1.1875 11.00%

    © 2014 Hudson Valley Federal Credit Union

    159 Barnegat Rd. Poughkeepsie, NY 12601
    ph: 845.463.3011 / 800.468.3011

    Routing Number : 221979363