Merchant Services

Does your business accept credit and debit card payments? If you don’t, you’re missing out on potential new customers, additional sales and higher revenue. If you do, you may be able to grow even more. We have aligned with TransFirst, one of the nation’s leading providers of payment processing services, to provide you with payment processing products and services that will help your business grow and succeed.

Payment Processing Solutions

Whatever your business model — traditional POS retail, mail or telephone order, service provider, e-commerce, or combination — TransFirst can customize payment processing products and services to meet your unique requirements.

Their services include:

  • Multiple authorization networks and transaction processing options, including point-of-sale terminals, internet, wireless, and mobile
  • Experienced and dedicated sales staff support
  • Quick and easy electronic application process
  • Online access to application tracking system
  • National processing capabilities
  • Comprehensive 24/7 online reporting
  • ACH processing and check verification
  • Automated in-house chargeback/retrieval processing system providing 24-hour turnaround
  • 24/7 in-house merchant help desk
  • Next-day merchant settlement (with an HVFCU account)

TransFirst’s processing expertise empowers you to become more efficient in operations, expand your customer base, and boost your bottom line.

Their innovative product offerings include:

  • TransAction Express™: This robust payment gateway gives you complete control of your credit and signature
    debit card payment acceptance, wherever you are. Capabilities include:
    • Real-time transaction processing
    • Recurring billing with tokenization for both one-time and recurring (automatic and manual) payments
    • Direct swipe via USB with no additional software

  • TransLink: This user-friendly Internet-based reporting system helps you manage payment processing from any web-enabled PC. TransLink includes:
    • Comprehensive activity reports that provide access to all payment card transactions
    • User controls that allow merchants to create reports based on the information they need
    • Online response to chargebacks and retrievals

  • PayFox®: You’ll always be ready to do business with TransFirst’s mobile processing app for iPhone, iPad, and Android. You can process Visa®, MasterCard®, Discover®, and American Express® cards, plus signature debit cards. PayFox features:
    • Single-screen entry for speed and convenience
    • Secure connection and transmission via SSL
    • Verification or decline notification within seconds

  • TransFreedom™: With this bundled pricing package, merchants free themselves from complicated statement reconciliation. TransFreedom combines a number of monthly charges into one single low monthly fee that’s less than the cost of the individual fees. It’s serious savings made simple:
    • No hidden fees – statements clearly explain all charges
    • Merchant’s choice of fee tier based on monthly processing volume
    • Cost flexibility allows merchants to grow and still maintain low fees
  • Data Breach Security Program: This program offers you financial protection in the event of a security breach, saving potentially hundreds of thousands of dollars in fines and related expenses – all for a low monthly fee. The program covers:
    • An industry-mandated audit for a suspected breach
    • Card replacement costs and related expenses
    • Industry assessments and fine

    © 2014 Hudson Valley Federal Credit Union

    159 Barnegat Rd. Poughkeepsie, NY 12601
    ph: 845.463.3011 / 800.468.3011

    Routing Number : 221979363