Mobile Banking & Text Banking

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View your account balances & transactions, pay your bills, & transfer funds between your accounts.1

Mobile Banking is a free, service that allows you to do your banking conveniently on your mobile phone or mobile device, including Apple iPhones, iPads, and iPod Touches, Android devices, and Blackberry devices. Mobile Banking is safe and secure, and no confidential information is stored on your phone or mobile device. If your phone or mobile device is stolen, no sensitive information would be available.

Once enrolled in Mobile Banking, you can also do Text Banking, which allows you to get your account balances and conduct transfers via text message.

Text Banking allows you to get your available account balances and conduct transfers via text message. When Text Banking, you will need to text to the short-code 454545. We recommend that you add this short-code to your mobile phone’s address book.

Enrolling in Text Banking is easy and takes just a couple of minutes:

  1. To get started, you must first register within Internet Banking. Sign on and select “Text Banking” from the “Additional Services” menu. From there, click “Activate” to set up your phone.
  2. Enter your phone number and agree to the terms and conditions.
  3. Retrieve the activation code sent to your mobile device and enter it on the setup screen.
  4. Select the primary account you want to use for balance inquiries and notifications and the transfer account you’d like to make transfers from.

Please refer to our our Quick Guide to Text Banking Commands for additional information about how to use Text Banking.

Please note: Text Banking will not work if a Short Code Messaging block was put on your phone. You may receive an error code or an ambiguous command message if they are being blocked. You will need to contact your carrier to remove the block in order to utilize Text Banking.


© 2015 Hudson Valley Federal Credit Union

159 Barnegat Rd. Poughkeepsie, NY 12601
ph: 845.463.3011 / 800.468.3011

Routing Number : 221979363
HVFCU Prepaid Visa Routing Number: click here


Unauthorized Access Warning – Access to Internet Banking is restricted to authorized HVFCU members only.