Mobile Banking & Text Banking

Mobile Banking Hero

View account balances & transactions, pay bills, & transfer funds between.1

Mobile Banking lets you do your banking conveniently on your mobile device, including iPhones, iPads, iPod Touches, Android devices, and Blackberry devices. Mobile Banking is safe and secure, and no confidential information is stored on your phone or mobile device. If your phone or mobile device is stolen, no sensitive information would be available.

Once enrolled in Mobile Banking, you can also do Text Banking, which allows you to get your account balances and conduct transfers via text message.

Text Banking allows you to get your available account balances and conduct transfers via text message. When Text Banking, you will need to text to the short-code 454545. We recommend that you add this short-code to your mobile phone’s address book.

Enrolling in Text Banking is easy and takes just a couple of minutes:

  1. To get started, you must first register within Internet Banking. Sign on and select “Text Banking” from the “Additional Services” menu. From there, click “Activate” to set up your phone.
  2. Enter your phone number and agree to the terms and conditions.
  3. Retrieve the activation code sent to your mobile device and enter it on the setup screen.
  4. Select the primary account you want to use for balance inquiries and notifications and the transfer account you’d like to make transfers from.

The following codes are used with Text Banking, and these codes can be phrased in more than one way, as noted by the text in parenthesis:

  • BAL (or BALANCE) – Returns the current and available balance on your primary account.
  • BAL CHK (or BAL CHECK, BAL CHECKING ACCOUNT) – Returns your current account balances of all active checking accounts.
  • BAL SAV (or BAL SAVE, BAL SAVING, BAL SAVINGS ACCOUNT) – Returns the current balances for all active savings accounts (does not include tiered money market accounts).
  • BAL ALL (or ALL BAL, BALANCE ALL, ALL BALANCE) – Returns the current balances for all of your active accounts (credit card balances may be excluded).
  • LAST (or LAST5, LAST 5, LAST FIVE, LAST TRANS) – Returns the most recent five transactions on your primary account.
  • TRANS (or TRANSFER, TRAN, T) + $amount – Returns updated balances for your transfer account and your primary account.
  • HELP (or HLP) – Returns information related to using Text Banking.
  • STOP (or END, CANCEL, UNSUBSCRIBE, QUIT) – Terminates Text Banking for your phone.

Please note: Text Banking will not work if a Short Code Messaging block was put on your phone. You may receive an error code or an ambiguous command message if they are being blocked. You will need to contact your carrier to remove the block in order to utilize Text Banking.


© 2016 Hudson Valley Federal Credit Union

PO Box 1071, Poughkeepsie, NY 12602-1071
ph: 845.463.3011 / 800.468.3011

Routing Number : 221979363
HVFCU Prepaid Visa Routing Number: click here


Unauthorized Access Warning – Access to Internet Banking is restricted to authorized HVFCU members only.