Cashier's Check Alert

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Awareness is your best defense against scams, phishes, and hoaxes.

The information below provides an overview of internet safety and scams. It is not all inclusive and we encourage you to continue your education beyond what is provided here.

Perhaps the greatest threat to your account information is giving your member number and/or password to another individual. Please remember:

  • No one except a joint account holder needs to know your member number and/or password.
  • No employee of HVFCU will ever ask you for your Internet Banking password information. Call us immediately at 845.463.3011 / 800.468.3011 if any person, whether an HVFCU employee or not, attempts to learn your password.

With regards to a Cashier’s Check, there is cause for you to be concerned if:

  • You receive a Cashier’s Check in response to something you have sold over the Internet.
  • You are asked to send a wire transfer or a money order or otherwise return any portion of check proceeds to a third party.
  • You have any reason to suspect that a Cashier’s Check you receive is not valid.

Don’t Be a Victim!

  • If a Cashier’s Check is later returned, you will be held liable for the bad check.
  • We are not able to tell you when a check you deposit will clear.
  • Even when we lift a “hold” on funds from a deposited check, that does not mean that the check has cleared.
  • If funds are to be held by a third party, or escrowed, be sure it is a party you can trust.

If any of the above information causes you to question a Cashier’s Check, please alert an HVFCU staff member.

    © 2014 Hudson Valley Federal Credit Union

    159 Barnegat Rd. Poughkeepsie, NY 12601
    ph: 845.463.3011 / 800.468.3011

    Routing Number : 221979363