Wire Transfers

Wire transfers offer the ability to send or receive funds to a domestic or international account. Wires sent within the United States typically arrive at the receiving institution within 24 hours. Wires sent internationally will vary based on the destination country and bank.

Please refer below for information about any fees associated with wire transfers.

Wire Transfers FAQs

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Receiving wires

How do I receive a wire deposit to my HVFCU account?

If the funds are coming from a financial institution within the United States, provide the sender with HVFCU’s routing number, which is 221979363 and your account number.

If the funds are coming from a financial institution outside the United States, that institution will need to transfer funds to a U.S. processing institution with which they maintain a relationship. That institution will then wire funds to HVFCU using routing number 221979363 and your account number. Please note, HVFCU does not have a SWIFT number.

Are there any fees associated with receiving a wire transfer?

There is a $5.00 fee to receive a wire deposit to your account. Fees charged by other financial institutions can vary.

Sending wires

How do I initiate a wire transfer?

If you need a wire transfer, please complete our Application for Wire Transfer form, call our Contact Center at 845.463.3011 / 800.468.3011, or visit any of our branches. We do not accept wire instructions via email or live chat. Domestic wire transfer requests must be completed and received by 4:00 pm EST, Monday through Friday, for same-day processing. International wire transfer requests must be completed and received by 2:30 pm EST, Monday through Friday for same-day processing. Requests received after those times will be processed the next business day.

You need the following when sending wire transfers within the United States:

  • Name and routing number of the destination institution.
  • Name, address (if known), and account number of the recipient.
  • Any additional instructions (further credit to, etc.).

You need the following when sending wire transfers outside the United States:

  • Name and SWIFT number of the destination institution.
  • Name, address (if known), and account number of the recipient.
  • Any additional instructions.(further credit to, etc.???)

Please note, providing the requested information will help prevent potential processing delays and fees.

What is a SWIFT Code and why is it necessary?

An institution SWIFT Code, which is also referred to as the BIC code, is a unique code that is used to recognize financial and non-financial institutions. When sending funds to other countries, the sender should obtain a SWIFT Code to enable smooth international transactions.

Are there any fees associated with sending a wire transfer?

HVFCU wire transfer fees vary dependent upon whether the transfer is made to a domestic or international financial institution.

Item Fee
Wire transfer to another financial institution - Domestic: $18.00
- International: $35.00

Additional fees may apply based on the receiving institution.

    © 2014 Hudson Valley Federal Credit Union

    159 Barnegat Rd. Poughkeepsie, NY 12601
    ph: 845.463.3011 / 800.468.3011

    Routing Number : 221979363