Joe Carbo is a trusted financial advocate who has been educating individuals on the accumulation, preservation and distribution of their assets for over 25 years. As a Sr. Financial Consultant at HVFCU Financial Services, Joe is experienced in Portfolio Review, Retirement Planning, Investment Planning, Taxation, Insurance and Estate Planning for individuals and businesses in the Hudson Valley.
Joe has earned the designation of CERTIFIED FINANCIAL PLANNER™, which required completing a rigorous 2-year course and passing the national exam. CFP® professionals must meet the Financial Planners Standards Council standards in education, experience, examination and ethics. CFP® professionals must also have 30 hours of continuing education every year and agree to abide by the CFP® Code of Ethics to renew their right to use the credential annually. He is also certified by the New York State Insurance Department as an approved Long Term Care and Life Insurance professional.
His mission is to offer members personalized options that allow them to make informed financial decisions. He has appeared as a featured guest speaker on radio and television programs to discuss a range of financial planning topics. In addition to meeting personally with members, Joe also conducts a number of free, educational seminars and workshops on timely topics such as Social Security, retirement and estate planning.
Joe resides in Wappinger Falls with his wife and children. He enjoys hiking and golf, and is active within his community.
Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA /SIPC. Insurance products offered through LPL financial or its licensed affiliates. Hudson Valley Federal Credit Union and HVFCU Financial Services are not registered broker/dealers and are not affiliated with LPL Financial.
LPL Financial representatives offer access to trust services through The Private Trust Company N.A, an affiliate of LPL Financial.