HVFCU Insurance Agency


Save a bundle when you bundle.

Everyone loves to save money. Bundling your insurance is a great way to do that. On average, HVFCU members save $500 a year with HVFCU Insurance Agency by combining their policies. In addition to the multi-policy discount, you could save even more if you have a good driving record and credit history. You may even qualify for exclusive discounts just for being an HVFCU member.


Veterinary Pet Insurance (VPI) was founded in 1980 and was the first company to create an original pet health insurance product for America’s pets. Over 30 years later, they have remained true to their roots and continue to work closely with the veterinary community to provide innovative, relevant products to pet parents.

As an HVFCU member, you can receive a 5% group discount on coverage from VPI Pet Insurance. Visit any veterinarian, even specialists and emergency providers. You can choose the coverage that’s right for your pet and your budget — and you can save even more when you enroll multiple pets.

Here’s how VPI Pet Insurance works:

  1. Visit any veterinarian – With the convenience of VPI’s portable policies, you can visit any licensed veterinarian worldwide. Simply pay for treatment at the time of service.
  2. Submit your claim – Fax or mail VPI’s claim form along with your invoices. Once they’ve received your information, you’ll receive confirmation that your claim is being processed.
  3. Receive reimbursement – After meeting your policy’s deductible, you are reimbursed according to your plan’s benefit schedule allowance or the eligible invoice amount, whichever is less.

VPI has two plans for you to choose from:

  • VPI Major Medical Pan, Comprehensive Coverage
    • Plan starts at $18 a month. 1
    • You receive the highest reimbursement for accidental injuries, emergencies, and illnesses, including: accidents, illnesses, x-rays, surgeries, cancer, and hereditary coverage.
    • Flexible deductible options of $100, $250, $500, and $1,000.
  • VPI Medical Plan, Economical Coverage
    • Plan starts at $14 a month. 1
    • You receive a lower level of reimbursement at a lower premium for accidental injuries, emergencies, and illnesses, including: accidents, illnesses, x-rays, surgeries, and cancer.
    • Flexible deductible options of $100, $250, $500, and $1,000.

1 Premiums are based on the age of the pet, species, size (as an adult), plan type, deductible, and state of residence.

You may choose to request a quote for your insurance coverage from HVFCU Insurance Agency at any time. You may be contacted by an agent of HVFCU Insurance Agency, who will offer you a free, no- obligation quote to provide insurance coverage in connection with your loan. Nondeposit investment products may be offered by an employee who serves both functions of accepting member deposits and selling nondeposit investment products.

The insurance product is:

  • Not a deposit
  • Not NCUA/NCUSIF Insured
  • Not insured by any other federal government agency
  • Not guaranteed by HVFCU
  • May go down in value

© 2015 Hudson Valley Federal Credit Union

PO Box 1071, Poughkeepsie, NY 12602-1071
ph: 845.463.3011 / 800.468.3011

Routing Number : 221979363
HVFCU Prepaid Visa Routing Number: click here