- A loan underwriter will notify you of an approval within two business days (with the exception of home equity approvals which take three business days). All other decisions will be communicated by mail within 5-7 business days.
- To apply online for any of the loans listed below, simply use the selection tool to find the proper application you need. To apply for other consumer loans not listed below, please stop into any of our branches or call us at 845.463.3011 / 800.468.3011, Monday – Friday 8 am – 7 pm EST or Saturday 9 am – 5 pm EST.
- If you need help completing your loan application outside of the hours listed above, please call 888.346.8070.
- When applying, please have the following on hand to complete your applicaton: housing expenses (rent, mortgage, taxes, insurance); gross income; employment info; and for home equity applications, the value of your home and current loans.
What type of loan would you like to apply for?
Would you like to apply for an automobile, motorcycle, boat, or recreational vehicle loan?
Will this be a new or used boat or recreational vehicle?
What type of home equity would you like to apply for?
Please review the following documentation before continuing.
1 If you apply for a loan before establishing membership you are unable to open your membership online. Additionally, if your name only appears as a joint owner on another member’s account, then you are not yet a member of HVFCU.
HVFCU Insurance Agency offers a wide range of insurance products and services. You may choose to request a quote for insurance coverage from HVFCU Insurance Agency at any time. You may be contacted by an agent of HVFCU Insurance Agency, who will offer you a free, no obligation quote to provide insurance coverage in connection with your loan.
YOUR DECISION TO PURCHASE INSURANCE FROM HVFCU INSURANCE AGENCY WILL NOT AFFECT HVFCU’s DECISION REGARDING THE APPROVAL OF YOUR LOAN. YOU MAY PURCHASE ANY REQUIRED INSURANCE FROM ANY LICENSED AGENT OR INSURANCE COMPANY OF YOUR CHOICE.