Auto Loans

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Put yourself in the driver’s seat.

If you are buying a car, truck, SUV, or van,the low rates and flexible terms at HVFCU help to keep your payments low and affordable.Whether you apply at a branch or online,you’ll have an answer to your loan in just minutes—and your key in the ignition before you know it.

Featured Rates

New Vehicle 2.49%
fixed APR as low as
Used Vehicle 2.49%
fixed APR as low as

Start Your Shopping with AutoSMART

The Credit Union Direct Lending AutoSMART website has extensive resources for members looking to purchase a vehicle. AutoSMART has tools to help you research your next vehicle purchase and actually locate the specific car you want to buy.

Find Your Vehicle

  • Search for new autos at over 8,100 dealers nationwide
  • Locate used autos by type, make, model, price, and year
  • Locate auto dealers in a specific geographic area

Research Your Vehicle

  • Create customized vehicle comparisons
  • Get free auto records checks through TitleGuard, Carfax, or
    Experian’s AutoCheck
  • Find used vehicle values through Kelley Blue Book, NADA
    Guides, and Black Book
  • Read the latest auto reviews and ratings from JD Power
  • View the top 10 new and used vehicles searched on AutoSMART
  • Learn about rebates and incentives
  • Access auto research articles
  • Determine financing options with online calculators

AutoSMART App for iPhone and Android Devices

Just like the AutoSMART website, with the AutoSMART app you can find the dealers closest to you that offer the credit union service you expect, search through thousands of dealers’ inventories, get the latest ratings and reviews, find out what your trade-in is worth – and more!

Download the iPhone or Android AutoSMART App.


© 2014 Hudson Valley Federal Credit Union

159 Barnegat Rd. Poughkeepsie, NY 12601
ph: 845.463.3011 / 800.468.3011

Routing Number : 221979363