Use your card. Earn points. Choose your rewards. It’s that simple! HVFCU Rewards! is a simple, easy to use program that lets you earn points when you use your HVFCU Visa® Debit Card and HVFCU Visa Platinum Rewards Credit Card. HVFCU Rewards! offers you the freedom to choose the rewards you really want. How and when you use your points is up to you. Enrollment is automatic. There’s no paperwork for you to complete, and nothing for you to do to earn points but shop with your Visa® Platinum Rewards Credit Card or your Visa Debit Card. What could be easier?
HVFCU Rewards! Program Features
- Free, automatic program enrollment with your Visa Platinum Rewards Credit Card and Visa Debit Card.
- Earn points when using the “credit” option for signature-based transactions.1 Remember that some merchants do not have you sign for purchases under $50 or $25, for example. In these instances you still earn points even if you don’t physically sign. As long as you don’t enter a PIN, you earn points.
- Choose from travel, cash back, charitable donations, gift cards, or merchandise rewards.
- View your earnings history and redeem your points at hvfcurewards.org (login and password set up required)
- Combine Visa Debit Card and Visa Platinum Rewards Credit Card points for greater reward options.
Visa Platinum Reward Points
- Earn one point for every dollar spent on qualifying purchases.
- Points valid for three years.
Visa Debit Card Reward Points
- Earn one point for every two dollars spent on qualifying purchases.
- Points valid for three years.
Earn Bonus Points with Exclusive Perks!
HVFCU Rewards! also offers you three additional opportunities to grow your point balance:
- 5x Points at the Perks Points Mall – Shop the online network of over 800 top national and regional merchants and be rewarded even more. You will earn 5x points on all purchases made online after selecting the links to the merchants through the Perks Points Mall. Many merchants offer exclusive discounts on top of the bonus points.
- 3x Points at Our More Points Superstore – Earn 3x points on all purchases including brand name merchandise and popular gift cards for dining, entertainment, shopping and travel related expenses including hotels, fuel and car rental.
- Save Big with Daily Deals – We’ve pooled local deals into one, easy to access location. Save big on dining, apparel, health and beauty, entertainment, travel, toys and games, fitness, and more.
The Perks Points Mall, More Points superstore, and Daily Deals are all available when you go to our HVFCU Rewards website.
Combining / Householding Points
To help you reach your reward goal faster, you have two options for combining your Bonus Points:
- Combine your Visa Platinum Rewards Credit Card points with your Visa Debit Card points.
- Combine your points from your Visa Platinum Rewards Credit Card and / or Visa Debit Card with the points of other HVFCU members. In order to combine points with another individual, two of the following three criteria must be met:
- You and the other individual have the same last name.
- You and the other individual live in the same household (i.e. your full address city, state, & zip are the same).
- The entire primary name on your accounts is the same (i.e. first and last name or business name).
Two or more debit cards that have the same social security number attached to the account will be linked automatically.
To combine HVFCU Rewards! points, please log in to the HVFCU Rewards! website and submit a request online via the “Account Linking” option under the “My Account” drop down menu. Enter the card number and zip code associated with the HVFCU Rewards! account that you would like to link with and hit “Submit”. You will then be prompted to confirm that you would like to link accounts.
Please note: This feature is presently not available through the mobile website.
To monitor or redeem your rewards points, go directly to the HVFCU Rewards! website. To start, you’ll be required to enter your full card number and zip code, and create a login and password. At the HVFCU Rewards! site you can monitor your points earned and expired in a given month, and you can even see how many points are set to expire in the upcoming 120 days. When you are ready to cash in your points you can choose from these various rewards::
- Merchandise Rewards – Redeem points for brand-name merchandise in a variety of categories: electronics, housewares, jewelry, fitness, and gourmet foods.
- Travel Rewards – Choose from a variety of options that include airline tickets, hotel accommodations, rental car certificates, cruises, and vacation packages.
- Gift Cards – Choose from a vast array of merchants for dining, entertainment, fuel, shopping, salon and spa.
- Cash Back – Redeem your points and receive a credit to your account.
- Charitable Donations – Use your points for a greater good by selecting CharityChoice gift cards. You may designate the funds for up to three charities of your choice from the online list. CharityChoice, the nonprofit administrator, offers over 100 carefully selected major charitable causes, conveniently organized into 12 categories.
We’ve Gone Mobile
Visit the HVFCU Rewards! website on your mobile device and save it to your home screen for easy access. You can review your account statement, browse rewards, and redeem points on your mobile device.
You can reach HVFCU Rewards! Customer Service at any time by calling 866.678.5189 . They have an interactive voice response system that lets you to:
- Check your point balance
- Book travel or inquire on an existing reservation
- Place an order for merchandise or gift cards
You can also speak with a live representative regarding merchandise orders, 24/7. Travel representatives are available Monday – Friday, 6 am – 1 am EST and Saturday & Sunday, 7 am – 11 pm EST.
Terms and Conditions
For additional information about HVFCU Rewards!, please refer to our terms and conditions.
1 Visa Debit Card bonus points require signature-authorized transactions to earn points. PIN, Point-of-Sale, ATM transactions, cash withdrawal, and checks do not apply.