Motorcycle Loans

Motorcycle Hero

When the open road calls, answer it in style.

There are lots of styles of motorcycles that can help you become a road warrior,a custom enthusiast,or a die-hard classics rider. If you’ve got a motorcycle in mind, we’ve got the financing.

Looks aren’t everything, though, and there’s also an economical side to consider. Driving a motorcycle can save you money in gas tank.

Featured Rates

New & Used Motorcycle 2.24% 2
fixed APR as low as

Dealer Network

Obtain financing directly at any of the dealers below. Enjoy the same low rates and flexible terms without going to a branch. Be sure to tell the dealer you want to finance your loan with HVFCU, and we’ll send payment directly to them — and also coordinate your title and lien.

Dealer Location
& Phone
BMG Triumph Middletown
Danbury Powersports Danbury
Dutchess Recreational Vehicles Poughkeepsie
Hudson Valley Motorcycle Sales, Inc Ossining
Jim Moroney’s Inc New Windsor
O’Tooles Harley Davidson Wurtsboro
Westchester Motorcycles White Plains
Woodstock Harley Davidson Kingston
Zacks V Twin Cycles, Inc Hyde Park

Motorcycle Loan Features

  • Easy point-of-sale financing at participating dealers (see list at the right).
  • A 30-day hold on your pre-approved loan allows for easy, confident shopping.
  • Financing up to 125% of TLTV (total loan-to-value).1
  • Terms up to 7 years on new and used motorcycles to keep monthly payments low. 1
  • Convenient payment options— automatic deduction with AutoPay; transfer via phone, ATM, or Internet Banking; or by check or cash in person or through the mail.

Rate Discount with AutoPay

Arrange to have your loan payment automatically deducted from your savings, checking, or money market account and HVFCU will lower the interest rate on your loan by .25% 2 In addition to saving money, you’ll never have to worry about being late with a payment, and it will help keep your credit history strong.

Refinances Welcome!

Refinancing a motorcycle loan from another lender may save you hundreds of dollars in interest and lower your monthly payments. Talk to us to compare financing.

Insurance Protection

  • GAP Protection Insurance – Covers the gap between your vehicle’s value and what you owe when your vehicle is totaled.

Financing Forms

  • Private Purchase Agreement – Use when purchasing a vehicle through a private sale.
  • Lien Request Letter – Mail this along with a payoff check to the current lien holders, informing them to send the lien release and/or title to HVFCU.

1 As an example, an 84-month new motorcycle loan with a fixed rate of 6.14% APR would result in a payment of $14.68 for each $1,000 financed. Your rate may increase if variable.

2 Rates that are discounted by .25% include a requirement that loan payments are automatically transferred from your savings, checking, or tiered money market account for the life of the loan. The monthly payment is not decreased as a result of this discounted rate.

    © 2016 Hudson Valley Federal Credit Union

    PO Box 1071, Poughkeepsie, NY 12602-1071
    ph: 845.463.3011 / 800.468.3011

    Routing Number : 221979363
    HVFCU Prepaid Visa Routing Number: click here

    Unauthorized Access Warning – Access to Internet Banking is restricted to authorized HVFCU members only.