Motorcycle Loans


When the open road calls,answer it in style.

There are lots of styles of motorcycles that can help you become a road warrior,a custom enthusiast,or a die-hard classics rider.If you’ve got a motorcycle in mind, we’ve got the financing.

Looks aren’t everything, though, and there’s also an economical side to consider.Driving a motorcycle can save you money in gas,which,is a real plus in today’s economy.

Featured Rates

New Motorcycle 2.49%
fixed APR as low as
Used Motorcycle 2.49%
fixed APR as low as

Dealer Network

Obtain financing directly at any of the dealers below. Enjoy the same low rates and flexible terms without going to a branch. Be sure to tell the dealer you want to finance your loan with HVFCU, and we’ll send payment directly to them — and also coordinate your title and lien.

Dealer Location
& Phone
BMG Triumph Middletown
Danbury Powersports Danbury
Dutchess Recreational Vehicles Poughkeepsie
Hudson Valley Motorcycle Sales, Inc Ossining
Westchester Motorcycles White Plains
Woodstock Harley Davidson Kingston
Zacks V Twin Cycles, Inc Hyde Park

Motorcycle Loan Features

  • Easy point-of-sale financing at participating dealers (see list at the right).
  • A 30-day hold on your pre-approved loan allows for easy, confident shopping.
  • Financing up to 125% of MSRP for new motorcycles and up to 125% of NADA book value for used motorcycles. 1
  • Terms up to 7 years on new and used motorcycles to keep monthly payments low. 1
  • Convenient payment options— automatic deduction with AutoPay; transfer via phone, ATM, or Internet Banking; or by check or cash in person or through the mail.

Rate Discount with AutoPay

Arrange to have your loan payment automatically deducted from your savings, checking, or money market account and HVFCU will lower the interest rate on your loan by .25% 2 In addition to saving money, you’ll never have to worry about being late with a payment, and it will help keep your credit history strong.

Refinances Welcome!

Refinancing a motorcycle loan from another lender may save you hundreds of dollars in interest and lower your monthly payments. Talk to us to compare financing.

Insurance Protection

  • GAP Protection Insurance – Covers the gap between your motorcycle’s value and what you owe when your car is totaled.

Financing Forms

1 As an example, an 84-month new motorcycle loan with a fixed rate of 6.14% APR would result in a payment of $14.68 for each $1,000 financed. Your rate may increase if variable.

2 Rates that are discounted by .25% include a requirement that loan payments are automatically transferred from your savings, checking, or money market account for the life of the loan. The monthly payment is not decreased as a result of this discounted rate. The discounted rate only applies to new loans and newly refinanced loans from another lender.

    © 2015 Hudson Valley Federal Credit Union

    159 Barnegat Rd. Poughkeepsie, NY 12601
    ph: 845.463.3011 / 800.468.3011

    Routing Number : 221979363
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    Unauthorized Access Warning – Access to Internet Banking is restricted to authorized HVFCU members only.