Student Loans

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Higher education is an investment that pays off for a lifetime

Tuition and other education expenses can be high, so that’s why we offer a higher education loan to meet the financial needs of parents and students alike.

For help with the student loan process, call us at 845.463.3011 / 800.468.3011.

Featured Rates


Higher Education 5.00%
variable APR as low as

Every little bit helps cut back out-of-pocket expenses needed to finance a college education. Below is the scholarship program that HVFCU participates in directly. Additional sources can be found online at FastWeb.

New York Credit Union Association Scholarship Program

HVFCU members graduating high school have a chance to win a $1,000 or $500 college scholarship through the New York Credit Union Association’s annual scholarship program. Scholarships are awarded to the top finalists from the Credit Union Association of New York’s participating credit unions. Winners are chosen based on academic achievements, extracurricular and community activities, essay, etc.

To be eligible for this scholarship, an applicant must:

  • Be an HVFCU member in good standing —Join Now!
  • At the time of application, be a college-bound high school senior to either a two-year or four-year accredited educational institution.
  • Attend college for the first time in the fall of 2015.
  • Use the scholarship funds at an accredited educational institution by January 31, 2016.

Here’s how to apply for the New York Credit Union Association’s College Scholarship Program:

Step 1: Download and complete the scholarship application. Make sure you include your written essay, as indicated in the application.

Step 2: Sign the Certification and Release Authorization.

  • Must be signed by the applicant and parent / guardian.

Step 3: Mail your signed application together with your:

  • Official high school transcript documenting your GPA for grade 9 through 11
  • Official SAT/PSAT/ACT transcript (obtained through your high school guidance office)
  • Typed essay response of 300-500 words

Mail all of the requested information (together), to:
Director of Marketing
Hudson Valley Federal Credit Union
159 Barnegat Road
Poughkeepsie, NY 12601

For high school students graduating in 2015, applications need to be submitted and returned to the credit union by January 31, 2015 to be considered.

The New York Credit Union Association will announce scholarship winners in mid-May. HVFCU will send a notification letter to all of our applicants announcing any scholarships awarded to members of our credit union. Unless you win, you will not be notified.


© 2015 Hudson Valley Federal Credit Union

PO Box 1071, Poughkeepsie, NY 12602-1071
ph: 845.463.3011 / 800.468.3011

Routing Number : 221979363
HVFCU Prepaid Visa Routing Number: click here


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