Student Loans

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Higher education is an investment that pays off for a lifetime

Tuition and other education expenses can be high, so that’s why we have partnered with Sallie Mae to offer members their Smart Option Student Loan.

We also have information below about the New York State Tuition Assistance Program and the New York Credit Union Association Scholarship Program.

The Smart Option Student Loan® for Hudson Valley Federal Credit Union by Sallie Mae®

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here.


© 2016 Hudson Valley Federal Credit Union

PO Box 1071, Poughkeepsie, NY 12602-1071
ph: 845.463.3011 / 800.468.3011

Routing Number : 221979363
HVFCU Prepaid Visa Routing Number: click here


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