Picture It Perfect Room Makeover Contest Official Rules and Regulations
Who Can Enter: All individuals who are Hudson Valley Federal Credit Union (“HVFCU”) members in good standing (or are eligible for HVFCU membership), and are at least eighteen (18) years of age. If you live, work, worship, volunteer, or attend school within the New York counties of Dutchess, Orange, Ulster, and Putnam, you are eligible to become a member of HVFCU.
How to Enter: Submit up to three photos of one room that needs a makeover in one of three room makeover categories: kitchen, bathroom, or other room. Photos must be submitted online at https://www.hvfcu.org/picture-it-perfect/contest between March 31, 2014 and May 21, 2014. Submissions will only be accepted online at https://www.hvfcu.org/picture-it-perfect/contest between March 31, 2014 and May 21, 2104. In addition to the photos, entrants must also visit https://www.hvfcu.org/picture-it-perfect/contest to submit an answer to the question, in 50 words or less, what would you do to make your room “Picture Perfect”?
There is a limit of one (1) entry per household. Households may submit up to three (3) photos in only one (1) of the three (3) room makeover categories: kitchen, bathroom, or other room. Households who submit photos in more than one makeover room category or who submit an incomplete entry form will be disqualified. HVFCU is not responsible for any entries which are incomplete or are submitted late. Entrants must be owners of the dwelling they submit photos of. Entrants must have the right to use any photos they submit.
Photos submitted must not:
- Include people in them;
- Contain any material with the name, likeness, image, or other identifying elements of any person;
- Contain any material that would be deemed obscene, sexually explicit, pornographic, offensive, illegal, hateful, or that promotes violence;
- Contain any material that would be considered defamatory, misrepresentative, slanderous, libelous, or disparaging;
- Contain any material that is in violation of any law.
Photos will be reviewed by HVFCU staff prior to online posting. HVFCU reserves the right to disqualify any individuals whose photos do not meet the above standards. By submitting photos, entrants agree to allow HVFCU to use their first name and location in association with their photos.
Photos submissions in the “other” room makeover category must be for an interior room of a home. Garages, sheds, and outdoor landscaping are not eligible in the “other” room makeover category.
Business offices and commercial spaces are not eligible for this contest.
Entry into the contest is not contingent on HVFCU home equity financing.
Online Voting: At approximately 10:00 am EST on May 23, 2014 all eligible entries / photos submitted between March 31, 2014 and May 21, 2014 will be posted on the HVFCU website at www.hvfcu.org. Once posted, the general public can cast their votes for the rooms that they feel need makeovers most. Individuals can cast one (1) vote in each of the three makeover categories: kitchen, bathroom, and other room. Entrants and employees of HVFCU are also eligible to vote along with the general public. Photos will remain up at www.hvfcu.org for the voting period between 10:00 am EST on May 23, 2014 and 4:00 pm EST on June 11, 2014.Voting will end at 4:00 pm EST on June 11, 2014, and at that point, the individuals whose rooms have the most votes in each room category will be deemed the winners.
There must be a minimum of three (3) entries in a room makeover category in order for that room makeover category to have a valid number of entries for voting. HVFCU reserves the right to cancel voting for a room makeover category. If HVFCU cancels voting for a room makeover category, there will not be a winner in that room makeover category and the prize for that room makeover category will not be awarded. Any room makeover category with three (3) or more valid entries will proceed to online voting to determine a winner.
Prizes: HVFCU will award three prizes as follows:
- One (1) $2,500 Visa Gift Card, valued at $2,500, to the entry that receives the most votes in the kitchen makeover category.
- One (1) $2,500 Visa Gift Card, valued at $2,500, to the entry that receives the most votes in the bathroom makeover category.
- One (1) $2,500 Visa Gift Card, valued at $2,500, to the entry that receive the most votes in the other room makeover category.
The odds of winning depend on the outcome of voting results in each room makeover category: kitchen, bathroom, other room. HVFCU will notify the prizewinners personally by either telephone or email. It shall be the responsibility of entrants to provide a valid telephone number and a valid email address with their contest entry in order to be eligible to collect a prize.
No transfer or substitution of prizes is permitted. All federal, state, and local taxes, if any, are the sole responsibility of the prizewinners. Prizes may be subject to 1099 reporting for tax purposes. Winners must claim their prize within thirty (30) days of being notified by HVFCU or entrants will be deemed to have forfeited their prizes. Should a winner in any room makeover category forfeit their prize, the room with the next highest number of votes in that makeover category will be deemed the winner.
Restrictions: Members of the HVFCU official family (directors, officers, volunteers, and employees of HVFCU and its affiliates, and their immediate family members and persons residing in the same household) are prohibited from participating in any HVFCU-sponsored contests, drawings, or prizes and are not eligible to enter. This contest is subject to all applicable federal, state, and local regulations. Offer void in Puerto Rico and where otherwise restricted or prohibited by law.
Additional Provisions: Prior to their receipt of prizes, winners will be required to sign affidavits of eligibility and must grant permission to publish their name and/or likeness in HVFCU’s member communications as HVFCU sees fit in its sole discretion. Winners agree to have HVFCU staff interview them and take a photo of them in their “Picture It Perfect” room for use in member communications.
Hudson Valley Federal Credit Union
159 Barnegat Road
Poughkeepsie, New York 12601