Rates


You can open savings, checking, and money market accounts online through Internet Banking via transfer from an account at another financial institution or an existing HVFCU savings or checking account.

Savings & Holiday Club Accounts 1

Account APY Dividend Rate Minimum to Open
Rates are accurate as of 4/12/14 and are subject to change without notice. APY = Annual Percentage Yield
Savings .10% .10% $5
Holiday Club 2 .10% .10% $5

Checking Accounts 1

Account APY Dividend Rate Minimum to Open
Rates are accurate as of 4/12/14 and are subject to change without notice. APY = Annual Percentage Yield
Checking .05% .05% $5
HSA Checking 3 .05% .05% $5

PaySmart Accounts 1

Account APY Dividend Rate Minimum to Open
Rates are accurate as of 4/12/14 and are subject to change without notice. APY = Annual Percentage Yield
PaySmart na na $25

1 Above are the Dividend Rate and APY for all Savings and Checking Accounts. The minimum balance to open an account is $5.00, except for a PaySmart Account, which is $25. Dividend Rates and Annual Percentage Yields (APY) may change at any time, as determined by the credit union’s Board of Directors. For Savings, Holiday Club, Checking and HSA Checking, there is no minimum balance required in order to earn the disclosed APY. Fees or other conditions could reduce earnings on any of the listed accounts.

2 Maturity Date of Holiday Club Account is October 1.


© 2014 Hudson Valley Federal Credit Union

159 Barnegat Rd. Poughkeepsie, NY 12601
ph: 845.463.3011 / 800.468.3011

Routing Number : 221979363