HVFCU Flex Certificate Account Rate History

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A good investment for extra cash over and above your daily needs.

All our certificate accounts are fully insured by the federal government, typically offering better annual percentage yields than basic savings or money market accounts, and requiring a commitment as short as 3 months for a fixed-rate certificate. Certificates offer safety of principal in a falling rate environment, which makes them a safe, secure investment vehicle.

Featured Rates

6-11 Month Certificate .30%
Annual Percentage Yield
12-17 Month Certificate .65%
Annual Percentage Yield

The 3-month / 91-day Treasury Bill historical auction investment rate issued on the last Thursday of each quarter is used to determine what the Flex rate will be for the next quarter. Please note: This material provided on the link above is for informational purposes only. Past performance does not guarantee future results.

Below you will find rate history for the Flex Certificate Account dating back to 2006.


91-Day T-Bill
Auction Issue Date
91-Day T-Bill
Investment Rate
Member Bonus Flex APY Effective Dates
6/22/06 4.958% +.25 5.21% 7/8/06-9/29/06
9/21/06 4.942% +.25 5.19% 9/30/06-12/29/06
12/28/06 5.004% +.25 5.25% 12/30/06-3/31/07
3/29/06 5.070% +.25 5.32% 4/1/07-6/30/07
6/28/07 4.820% +.25 5.07% 7/1/07-9/30/07
9/27/07 3.922% +.25 4.17% 10/1/07-1/1/08
12/27/07 3.363% +.25 3.61% 1/2/08-3/31/08
3/27/08 1.220% +.25 1.47% 4/1/08-6/30/08
6/26/08 1.890% +.25 2.14% 7/1/08-9/30/08
9/25/08 1.445% +.25 1.70% 10/1/08-1/1/09
12/26/08 0.041% +.25 0.29% 1/2/09-3/31/09
3/26/09 0.228% +.25 0.48% 4/1/09-6/30/09
6/25/09 0.198% +.25 0.45% 7/1/09-9/30/09
9/24/09 0.101% +.25 0.35% 10/1/09-1/1/10
12/24/09 0.071% +.25 0.32% 1/2/10-3/31/10
3/25/10 0.157% +.25 0.41% 4/1/10-6/30/10
6/24/10 0.117% +.25 0.37% 7/1/10-9/30/10
9/23/10 0.162% +.25 0.41% 10/1/10-1/1/11
1/2/11 0.183% +.25 0.43% 1/2/11-3/31/11
4/1/11 0.097% +.25 0.35% 4/1/11–6/30/11
7/1/11 0.036% +.25 0.29% 7/1/11–9/30/11
9/22/11 0.010% +.25 0.26% 10/1/11-12/31/11
12/29/11 0.025% +.25 0.28% 1/1/12-3/31/12
4/4/12 0.086% +.25 0.34% 4/1/12 – 6/30/12
6/28/12 0.096% +.25 0.35% 7/1/12-9/30/12
9/27/12 0.112% +.25 0.36% 10/1/12 – 12/31/12
12/27/12 0.086% +.25 0.34% 1/1/13 – 3/31/13
3/28/13 0.076% +.25 0.33 4/1/13 – 6/30/13
6/27/13 0.061% +.25 0.31% 7/1/13 – 9/30/13
9/26/13 0.020% +.25 0.27% 10/1/13 – 12/31/13
12/26/13 0.071% +.25 0.32% 1/1/14 – 3/31/14
3/27/14 0.051% +.25 0.30% 4/1/14 – 6/30/14

    © 2014 Hudson Valley Federal Credit Union

    159 Barnegat Rd. Poughkeepsie, NY 12601
    ph: 845.463.3011 / 800.468.3011

    Routing Number : 221979363