Tiered Money Market Accounts

Money Market Hero

A tiered money market account gives you liquidity.

Like a certificate account, a tiered money market typically earns a higher yield than savings or checking accounts, yet offers many of the same conveniences of each. A low minimum starting amount of just $1,0001 makes it affordable.

With our tiered money market account, you’ll receive higher APYs when you reach balances of $20,000, $50,000, and $250,000.

Featured Rates

Regular Tier .11%
$1,000 minimum to open
Annual Percentage Yield
Preferred Tier .15%
$20,000 minimum to open
Annual Percentage Yield

Tiered Money Market Account Features

  • No opening fee and no monthly maintenance fee
  • Six withdrawal allowances per month in accordance with Regulation D (including checks).2
  • Free personalized checks
  • Ability to transfer funds automatically from your account to a loan or other account when you arrange for periodic payments.2
  • Account access through Internet Banking, Mobile Banking, at any branch, and HVFCU ATMs via cash withdrawal, or transfer of funds.2
  • Ability to receive account activity notifications via email or your mobile device through CUAlerts, available free through Internet Banking.
  • Direct deposit of pension, Social Security, or other recurring checks. (For direct deposit of payroll, check with your employer.)

Safe and Secure

Your accounts at Hudson Valley Federal Credit Union are safe—insured by the National Credit Union Share Insurance Fund to at least $250,000 aggregate. Visit mycreditunion.gov to learn more about your Share Insurance Coverage and to access resources including a Share Insurance Estimator tool, publications, videos, and more.

1 A monthly fee of $10.00 is imposed if the daily balance on your tiered money market account falls below $1,000. Fees could reduce earnings on the account.

2 All withdrawals, including checks, are subject to certain Regulation D limitations. All transactions are subject to Truth in Savings Disclosure & Account Agreement.

    © 2016 Hudson Valley Federal Credit Union

    PO Box 1071, Poughkeepsie, NY 12602-1071
    ph: 845.463.3011 / 800.468.3011

    Routing Number : 221979363
    HVFCU Prepaid Visa Routing Number: click here

    Unauthorized Access Warning – Access to Internet Banking is restricted to authorized HVFCU members only.