Money Market Accounts

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A money market account gives you liquidity.

Like a certificate account, a money market typically earns a higher yield than savings or checking accounts, yet offers many of the same conveniences of each. A low minimum starting amount of just $1,0001 makes it affordable.

With our money market account, you’ll receive higher APYs when you reach balances of $20,000, $50,000, and $250,000.

Featured Rates

Regular Tier .15%
$1,000 minimum to open
Annual Percentage Yield
Preferred Tier .20%
$20,000 minimum to open
Annual Percentage Yield

Money Market Account Features

  • No opening fee and no monthly maintenance fee
  • Six withdrawal allowances per month in accordance with Regulation D (including checks).2
  • Free personalized checks
  • Ability to transfer funds automatically from your account to a loan or other account when you arrange for periodic payments.2
  • Account access through Internet Banking, Mobile Banking, at any branch, and HVFCU ATMs via cash withdrawal, or transfer of funds.2
  • Ability to receive account activity notifications via email or your mobile device through CUAlerts, available free through Internet Banking.
  • Direct deposit of pension, Social Security, or other recurring checks. (For direct deposit of payroll, check with your employer.)

Safe and Secure

Your accounts at Hudson Valley Federal Credit Union are safe—insured by the National Credit Union Share Insurance Fund to at least $250,000 aggregate. Use the NCUA Electronic Share Insurance Calculator to calculate your insurance coverage.

1 A monthly fee of $10.00 is imposed if the daily balance on your money market account falls below $1,000. Fees could reduce earnings on the account.

2 All withdrawals, including checks, are subject to certain Regulation D limitations. All transactions are subject to Truth in Savings Disclosure & Account Agreement.

    © 2014 Hudson Valley Federal Credit Union

    159 Barnegat Rd. Poughkeepsie, NY 12601
    ph: 845.463.3011 / 800.468.3011

    Routing Number : 221979363