Savings & Holiday Club Accounts

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A springboard for growth.

Your HVFCU savings account is a springboard for growing small amounts of cash into larger sums—which in turn can be transferred into higher-yielding certificate accounts and investments.

It’s also recommended you keep a minimum of three months worth of living expenses in an accessible savings account as part of your overall financial plan.

Featured Rates

Savings .10%
Annual Percentage Yield
Holiday Club .10%
Annual Percentage Yield

Savings Account Features

  • No minimum balance, no time commitment, and no penalty for withdrawals.
  • Unlimited free HVFCU ATM access.
  • Up to eight free foreign network transactions (non-HVFCU owned ATMs) each month at locations worldwide (ATM owner may assess a surcharge).
  • Direct deposit of pension, Social Security, or other recurring checks. (For payroll direct deposit, check with your employer.)
  • An overdraft source for your checking account (Your authorization is required to establish your savings account as an overdraft protection source. Overdrafts are subject to Regulation D limitations.)
  • Ability to receive account activity notifications via email or your mobile device through CUAlerts, available free through Internet Banking.
  • Account may be used as collateral for a savings secured loan.
  • Twenty five statement copies annually.

Account Types

There are varying types of ownership:

Joint Living Trust
Custodial IRA
Organizational D/B/A

Accounts can be held individually, in trust for / totten trust, as a benefit for one or more individuals, or as Estate / Fiduciary.

Safe and Secure

Your accounts at Hudson Valley Federal Credit Union are safe—insured by the National Credit Union Share Insurance Fund to at least $250,000. Use the NCUA Electronic Share Insurance Calculator to calculate your insurance coverage.

Regulation D & Account Disclosures

Transactions on this account are subject to Regulation D withdrawal limitations, and the Truth in Savings Disclosure & Account Agreement.


© 2014 Hudson Valley Federal Credit Union

159 Barnegat Rd. Poughkeepsie, NY 12601
ph: 845.463.3011 / 800.468.3011

Routing Number : 221979363